Frank chairs the Financial Institutions Group. He handles all phases of regulatory matters at state and federal levels for financial institutions, such as mergers and acquisitions, all phases of enforcement actions, mutual conversions, bank powers, lending limits, dealings with affiliates, holding company issues, fair lending, securities and issues concerning officers' and directors' liability.

He represents financial institutions from a corporate standpoint in all phases of mergers and acquisitions, purchase and assumption transactions, holding company acquisitions, mutual conversions and general corporate governance.

Non-financial institution corporate matters include structuring new corporations, negotiation of contracts, internal governance, mergers, acquisitions and other business combinations. Frank is the immediate past Chairman of the Maryland Lottery Commission.

Court of Appeals of Maryland

Howard Law School, J.D., cum laude, 1980

University of Maryland, B.A., 1974

American Bar Association

Section on Business Law

Baltimore City Board of Municipal and Zoning Appeals, 2008-present

Maryland Bankers Association

Member, Task Force Director Education

Maryland State Bar Association

Section on Corporations, Banking and Business

Member, Section Council 1993-1994

Committee on Financial Institutions; Chair, 1991-1993

Maryland State Lottery Agency

Chairman of Commission, 2003-2007

The Center Club

Board of Directors, 2009-2010

Listed since 2005 in The Best Lawyers in America, Financial Institutions, Transactions Law and Banking Law categories (Woodward/White, Inc.)

Listed in SmartLawyers by SmartCEO Magazine, 2009

Listed in the Baltimore Business Journal's Who's Who In Finance, 1999

Guest Speaker, "Washington Business Tonight," 2009

Author, "You Have an Enforcement Action — Now What? American Banker, 2009

Presenter, "Vehicles for Capital Formation," Maryland Bankers Association Annual Convention, 2008

Presenter, "Current BSA Issues," Rowles & Company Annual Banking Seminar, 2008

Lecturer, "Annual Beard Miller Banking Conference," 2007

Guest Speaker, Maryland Public Television, "Business Connection," 2005

Lecturer, "Corporate Governance for the Nonpublic Depository Institution," Corporate Governance Conference, 2003

Lecturer, "Privacy Aspects of the Graham, Leach Biley Act," Conference on Consumer Law, 2000

Lecturer, "Privacy Aspects of the Graham, Leach, Biley Act," Wooden and Benson Seminar and the Maryland Independent Bankers Group, 2000

Featured "Banking On It," Baltimore Business Journal, 1999

Contributing Editor, "Banking and Lending Institution Forms," Warren, Gorham and Lamont

Maryland Attorney General's Office, Chief Financial Regulator

Office of the Comptroller of Currency, Senior Counsel